Are you dreaming of a stable and rewarding career in the insurance sector? The LIC AAO (Assistant Administrative Officer) exam is one of the most sought-after opportunities in India. With the 2025 notification around the corner, it’s time to get all the details about eligibility, age limit, application fees, and the selection process. Whether you’re a fresh graduate or someone looking to switch careers, this guide will break down everything you need to know to ace the LIC AAO exam. Let’s dive in!
The age limit for LIC AAO is 21 to 30 years as of January 1, 2025. However, there are relaxations for certain categories:
Category
Age Relaxation
SC/ST
5 years
OBC
3 years
PwD
10 years
Ex-Servicemen
5 years
Fun Fact: Did you know that LIC offers one of the most generous age relaxations in the banking and insurance sector?
Application Fee for LIC AAO 2025 🗓
The application fee varies based on your category. Here’s a quick look:
Category
Fee
General/OBC
₹700
SC/ST/PwD
₹85
Note: The fee is non-refundable, so double-check your eligibility before applying.
LIC AAO Selection Process 🗓
The selection process for LIC AAO is a three-stage journey:
Preliminary Exam
Mains Exam
Interview
Let’s break it down further:
Preliminary Exam
This is the first hurdle. The exam pattern is as follows:
Section
Questions
Marks
Duration
Reasoning Ability
35
35
20 minutes
Quantitative Aptitude
35
35
20 minutes
English Language
30
30
20 minutes
Pro Tip: Focus on speed and accuracy. The sectional timing makes this exam particularly challenging.
Mains Exam
If you clear the prelims, you’ll face the mains. Here’s what to expect:
Section
Questions
Marks
Duration
Reasoning Ability
30
90
40 minutes
General Knowledge
30
60
20 minutes
Professional Knowledge
30
90
40 minutes
Insurance/Finance
30
60
20 minutes
Expert Insight: According to Rahul Mehta, a career coach, “The mains exam tests not just your knowledge but also your ability to handle pressure under tight deadlines.”
Interview
The final stage is the interview, which carries 60 marks. This is where your communication skills, confidence, and subject knowledge are tested.
Real-Life Example: Priya Sharma, who cracked the LIC AAO exam in 2023, shared, “The interview panel was very supportive. They asked situational questions to gauge my problem-solving skills.”
Why LIC AAO is a Great Career Choice 🗓
Job Security and Benefits
LIC is a government-owned organization, offering unparalleled job security. Here’s a quick look at the perks:
Benefit
Details
Salary
₹55,000–₹60,000 per month (approx.)
Allowances
DA, HRA, Travel, and more
Pension
Defined benefit pension scheme
Work-Life Balance
Fixed working hours
Did You Know? LIC employees also enjoy subsidized loans and health insurance benefits.
Growth Opportunities
LIC offers a clear career progression path. Here’s how your journey might look:
Role
Experience Required
AAO
Entry-level
AO (Administrative Officer)
3-5 years
Divisional Manager
8-10 years
Expert Insight: “LIC provides ample opportunities for skill development and promotions,” says Anjali Kapoor, a senior LIC officer.
Tips to Crack LIC AAO 2025 🗓
Start Early: Begin your preparation at least 6 months in advance.
Mock Tests: Take regular mock tests to improve speed and accuracy.
Focus on Weak Areas: Identify your weak spots and work on them.
Stay Updated: Keep an eye on current affairs for the GK section.
Real-Life Example: Rohan Singh, who cleared the exam in 2022, said, “Consistency is key. I studied for 4 hours daily and took mock tests every weekend.”
Final Thoughts
The LIC AAO 2025 exam is a golden opportunity for anyone looking to build a stable and rewarding career. With the right preparation and mindset, you can crack this exam and secure your future. So, what are you waiting for? Start your journey today!
Neha Patel is a career guidance writer specializing in exam results and admit cards. With a Master’s in Human Resources and 8+ years of experience, Neha loves helping students navigate their academic journeys. She enjoys practicing yoga.
